Skip Ribbon Commands
Skip to main content

Accounts and Deposits

​​​​​​​​​




Saving Account
Ordinary​ Savings Books in Egyptian Pound:
    • The book can be opened by any amount in Egyptian Pounds at any of BANQUE MISR branches spread all over the country.
    • The client shall be given a Savings Book where the activity of his account (deposit/withdrawal/balance) shall be recorded.
    • A monthly/quarterly/half yearly/annual interest shall be calculated on deposits.
    • The client shall be free to deposit and withdraw from his book at any time, at any of BANQUE MISR branches spread all over Egypt.
    • There is no maximum limit to the amounts that can be deposited in the Savings Book.
    • Savings Books can be opened for persons who are under-age and discerning children.
    • Transfers can be made from Savings Books to other types of accounts at the branch that issued such books, provided the savings books are available before transfer.
    • BANQUE MISR Saving Certificates can be bought and their value debited from the saving accounts.
    • The interest of BANQUE MISR Saving Certificates can be added to the saving accounts in order to withdraw from there at any time.
    • The Savings Book owner can authorize others to draws and deposits.
    • The drawing is done on the second Thursday of every month on the saving account in local currency that is issued a month before the drawing month.
    • All the saving account customers have the right to enter the monthly drawing.
    • The interest is credited to the current book according to the client instruction.
    • Every 100 pounds give you the chance to enter the drawing.
    • Participation in the monthly drawing shall continue even after the client has won in any of the previous drawings.

     

    Interest Rate For Saving Account In Local Currency 



    Bank Misr​ revenue and prizes saving account in foreign currency: 

    • The drawing is done on the second Thursday of every month on the saving account in foreign currency (dollar/sterling/euro).
    • All current saving account customers have the right to enter the monthly drawing as long as the balance account is not less than one hundred dollars, seventy five euros, fifty Sterling.
    • Doubled chances drawing and without rolling out the previous winners from the next drawings.
    • A monthly drawing on three prizes is done as follows:


    Saving Accounts​ without Savings Books in some of BANQUE MISR branches:

      Personal accounts are opened for natural persons only without savings books in different currencies. These accounts shall have interest calculated monthly, credited every six months (in June and December every year).
      Saving Accounts have the following advantages:
      Checks are issued for saving accounts in foreign currencies only.  
      Joint accounts can be opened for more than one natural person. 
      Accounts can be opened for persons who are under-age, with a guardian or tutor.  
      Plastic cards can be issued with the saving accounts as collateral. 
      Loans can be made with the saving accounts as collateral.  
      BM cards are issued for young people who open saving accounts without savings books.
        
      The ordinary saving book in Egyptian pound can be substituted by a saving account which has the same features of the saving book but its transactions shall be carried through the saving card.​