Gift Card: (Hedeyya Hekaya – Hedeyya – Hayaty)

 


 

 

 

Benefits

 

    • Gift Cards to strengthen the bonds and suit all occasions. It is considered a valuable and presentable gift.

    • The non-renewable card is valid for two years. Depositing is allowed on the card’s account through its validity.

    • Both names of the giver and recipient are being printed on the card.

    • Card is being used for implementing cash withdrawals and purchases inside and outside Egypt.

    • Offers and discounts in the fanciest shopping centers inside and outside Egypt, which are specified in the following applications:-

      • MasterCard buy 1 get 1

      • MasterCard for you

         

 

Usage Limits

 

Purchases inside Egypt

According to the available limit– maximum by EGP 50000 per month

Purchases outside Egypt

Equivalent to USD 2000 per month

Cash withdrawals from BM ATM and other bank’s ATM & POS inside Egypt

Maximum 5 times per day with a total amount of EGP 10000 per day and EGP 50000 per month

Cash withdrawals from BM POS

According to the available limit– maximum by EGP 50000 per month

Cash withdrawals outside Egypt

USD  2000 per month

 

Fees and Commissions

 

Issuance

EGP 50

EGP 10 for university students

Replacement Card (Lost or Damaged)

EGP 35

Reset password

EGP 20

Maximum number of cards issued for one customer

No limit

Cash Withdrawal using BM ATM & POS

Free

Cash Withdrawal using ATM networks of other banks inside Egypt (Via EBC Network)

EGP 6 per transaction

Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)

EGP 5 per transaction

Cash Withdrawal using other banks POS inside Egypt

EGP 10 + 0.33%

Cash Withdrawal using ATM/POS networks of other banks outside Egypt

EGP 50 + 3%

Account balance inquiry at BM ATM network

Free

Balance inquiry using ATM network of other banks inside Egypt

EGP 1 per transaction

Balance inquiry using ATM network of other banks outside Egypt

EGP 3 per transaction

Outside usage 

3% of transaction’s total value

Customer disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center)

EGP 50