card is secured through personal assets as collateral
usage in both local and international purchase transactions and cash
withdrawals in addition to payment in Egyptian pound.
limit is up to 70% of the collateral value. Credit card can be issued without
the use of tangible assets as collateral.
the longest grace period up to 57 days.
you the lowest payment limit with 5% of the monthly usages.
transactions can be paid at any of the BM branches available all over Egypt,
and can be paid any day all over the 24 hrs. At any of BM branches located in
Airports and Hotels.
SMS service after each card transaction in addition to issuing a monthly
transactions statement showing the debit value and minimum payment limit as
well as credit card issuance or renewal.
the credit limits of the card
credit limit starting from EGP 250 up to EGP 15000
Fees and charges
fees for the first year
fees the following years
cards issuance fees for the first year and the following years
fees for a replacement for lost card
fees for the replacement of damaged card
charges outside Egypt are calculated with 3% of the transaction’s value.
Number of Months
Interest Rate on purchases
per month on the basis of declining balance interest
case the customer wishes to pay-on installment for a processed transaction,
then the following procedures shall be applied:
withdrawal transaction is carried out through credit card according to the card
During the performance of cash
withdrawal, transaction BM call center will be contacted in order to request
the installment of transaction.
repayment fees of 4% are applied in case the customer has paid the value of his