World & World Elite MasterCard 


 

 


 


 

World MasterCard 

    

 

Benefits
  • Card can be issued with in-kind warranty or personal garantee.

  • Card usage in both local and international purchase transactions and cash withdrawals in addition to payment in Egyptian pound.  

  • The flexibility to use100% of the card credit limit in cash withdrawals.

  • Possibility of issuing a number of supplementary cards.

  • The ability to use the card over the internet

  • Enjoy the longest grace period up to 57 days.

  • Offers you the lowest payment limit with 5% of the monthly usages.

  • Card transactions can be paid through any of Banque Misr cash deposit ATMs.

  • Card transactions can be paid at any of the BM branches available all over Egypt, and can be paid any day all over the 24 hrs. At any of BM branches located in Airports and Hotels.

  • Free access to more than 900Airport Lounge Keys all over the world; for further information about the VIP lounges in the different Airports please visit https://www.loungekey.com/mcworld

  • World MasterCard offers you a number of special benefits; for further details please visit www.mastercard.com/world.com or download the applications MasterCard for You & MasterCard Buy 1 get 1.

  • Various insurance programs that offer you protection and safety (travel inconvenience insurance – travel medical insurance – rental collision and loss damage waiver).

  • Starwood Hotels & Resorts complementary nights; book two or more nights and enjoy other complementary nights at more than 175 Starwood Hotels & Resorts all over Europe, Middle East and Africa.

  • Free SMS service after each card transaction in addition to issuing a monthly transactions statement showing the debit value and minimum payment limit as well as credit card issuance or renewal.

  • Installment payment for card purchase transactions and cash withdrawals up to 36 months with special interest rate.

  • Enjoy interest-free installments up to 6 or 12 months for purchases at many merchants  Click here to view list of merchants

  • Earn reward points through domestic and international spends ,which can be redeemed through the following:

    • Travelling All Over the World (Airline Tickets- Hotels-Car Rent)

    • Electronic vouchers for purchases made at any of BM partner merchant outlets.

    • Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will couriered to your registered address

    • Recharging Mobile Credit

 

To register and manage your points, please visit: www.bmrewardsclub.com or call 19888

 

Spending limits

Local purchase transactions

Within the credit limits of the card

International purchase transactions

Within the credit limits of the card

Local cash withdrawals (ATM)

EGP 20000 daily:

EGP 10000 from BM ATMs

EGP 10000 from Other Banks ATMs

P.O.S cash withdrawal from BM Branches

Within the card credit limits

International cash withdrawals (ATM & POS)

USD 10000 monthly

 

Credit Limit

  • Enjoy credit limit starting from EGP 100000 up to less than EGP 300000

 

Fees and charges

Issuance

EGP 1000

Renewal 

EGP 1000

Supplementary card issuance and renewal

Free of charges

Reissuance for a  replacement for  lost/damaged card

Free of charges

Cash withdrawals through BM ATMs and P.O.S and Other Banks machines within Egypt

2% of the amount withdrawn with minimum EGP 15

Inquiry about the available balance via BM ATMs

Free

Inquiry about the available balance via Other banks ATMs inside Egypt

EGP 1 per transaction

Inquiry about the available balance via ATMs outside Egypt

EGP 3 per transaction

Interest rate

2% monthly

Penalty for delay

EGP 50

Exceeding credit limit

EGP 30

Cash withdrawals outside Egypt

3% of the transaction’s value + EGP 50 per transaction

Transactions outside Egypt (cash withdrawals – purchases)

3% of the transaction’s value

Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction

EGP 50

Printing certified transactions statement starting from the following month

EGP 20

Requesting clearance letter, certificate of indebtedness or to whom it may concern letter

EGP 50

 

Installment Services

Number of Months

Interest Rate on purchases

Interest Rate on cash withdrawal

6/12/24/36 months

1.7% per month on the basis of declining balance interest

2.17% per month on the basis of declining balance interest

 

In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:

  1. Cash withdrawal transaction is carried out through credit card according to the card available balance

  2. During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.

  3. Early repayment fees of 4% are applied in case the customer has paid the value of his installment.

  4. Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.

 


 

 
 

 

World Elite Card

           

Benefits
  • Card can be issued with in-kind warranty or personal garantee.
  • Card usage in both local and international purchase transactions and cash withdrawals in addition to payment in Egyptian pound.  

  • The flexibility to use 100% of the card credit limit in cash withdrawals.

  • Possibility of issuing a number of supplementary cards.

  • The ability to use the card over the internet

  • Enjoy the longest grace period up to 57 days.

  • Offers you the lowest payment limit with 5% of the monthly usages.

  • Card transactions can be paid through any of Banque Misr cash deposit ATMs.

  • Card transactions can be paid at any of the BM branches available all over Egypt, and can be paid any day all over the 24 hrs. At any of BM branches located in Airports and Hotels.

  • Free access to more than 900Airport Lounge Key all over the world; for further information about the different Airports VIP lounges please visit: https://www.loungekey.com/mcworldelite

  • World Elite Card offers you a number of special benefits; for further details please visit www.mastercard.com/worldelite.com or download the applications MasterCard for You & MasterCard Buy 1 get 1.

  • Starwood Hotels & Resorts complementary nights; book two or more nights and enjoy other complementary nights at more than 175 Starwood Hotels & Resorts all over Europe, the Middle East and Africa.

  • Global Hotel Alliance Discovery Black Membership; allows you to enjoy double room upgrade in addition to guaranteed room availability across 33 hotel brands of Global Alliance Hotels & Resorts, including; Anantara and Kempniski Hotels and Resorts.

  • Enjoy World Elite Concierge service that meets all your needs inside and outside Egypt, just dial +202 35366076.

  • Enjoy 20% discount on two monthly chauffeur rides with Careem application.

  • Free SMS service after each card transaction in addition to issuing a monthly transactions statement showing the debit value and minimum payment limit as well as credit card issuance or renewal.

  • Installment payment for card purchase transactions and cash withdrawals up to 36 months with special interest rate.

  • Enjoy interest-free installments up to 6 or 12 months for purchases at many merchants  Click here to view list of merchants

  • Earn reward points through domestic and international spends ,which can be redeemed through the following:

    • Travelling All Over the World (Airline Tickets- Hotels-Car Rent)

    • Electronic vouchers for purchases made at any of BM partner merchant outlets.

    • Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will couriered to your registered address

    • Recharging Mobile Credit

 

To register and manage your points, please visit: www.bmrewardsclub.com or call 19888

 

 

Usage limits

 

Local purchase transactions

Within the credit limits of the card

International purchase transactions

Within the credit limits of the card

Local cash withdrawals (ATM)

EGP 40000 daily:

EGP 20000 from BM ATMs

EGP 20000 EGP from Other Banks ATMs

P.O.S cash withdrawal from BM Branches

Within the card credit limits

International cash withdrawals

USD 10000 monthly

 

Credit Limit
  • Enjoy credit limit starting from EGP 300000 up to less than EGP 800000

 

 

Fees and charges

 

Issuance

EGP 1500

Renewal

EGP 1500

Supplementary cards issuance and renewal

Free of charges

Reissuance of a replacement for  lost /damaged card

Free of charges

Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt

2% of the amount withdrawn with minimum EGP 15

Inquiry about the available balance via BM ATMs

Free

Inquiry about the available balance via Other banks ATMs inside Egypt

EGP 1 per transaction

Inquiry about the available balance via ATMs outside Egypt

EGP 3 per transaction

Interest rate

2% monthly

Penalty for delay

EGP 50

Exceeding credit limit

EGP 30

Cash withdrawals outside Egypt

3% of the transaction’s value + EGP 50 per transaction

Transactions outside Egypt (cash withdrawals – purchases)

3% of the transaction’s value

Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction

EGP 50

Printing certified transactions statement starting from the following month

EGP 20

Requesting clearance letter, certificate of indebtedness or to whom it may concern letter

EGP 50

 

Installment Services

 

Number of Months

Interest Rate on purchases

Interest Rate on cash withdrawal

6/12/24/36 months

1.7% per month on the basis of declining balance interest

2.17% per month on the basis of declining balance interest

 

In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:

  1. Cash withdrawal transaction is carried out through credit card according to the card available balance

  2. During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.

  3. Early repayment fees of 4% are applied in case the customer has paid the value of his installment.

  4. Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.