BM Card (Youth Card)

 

 

Benefits

 

  • The card is issued for youth starting from 16 years old. It allows the card holder to purchase from all commercial malls inside and outside Egypt

  • The card is being issued through opening a saving account

  • A periodic return to be added to the saving account according to the account’s balance

  • Five years card validity

  • Used in cash withdrawals and purchases inside and outside Egypt

  • Checking account balance through all ATMs

  • Checking account balance through subscribing to BM’s instant free service available on BM website

  • Checking account balances that are linked to the card through subscribing to BM’s instant free service “Online Banking”, available on www.banquemisr.com.eg

  • Card holder can enjoy Fawry payment services through BM ATMs (Bill payment – Credit Recharge… etc)

  • Discounts are granted at many commercial outlets inside and outside Egypt

  • Offers and discounts are being granted at commercial centers inside and outside Egypt through:-

    • For MasterCard: MasterCard buy 1 get 1 application

       

Usage Limits

 

Purchase inside Egypt

No limit per day

Purchase outside Egypt

Equivalent to  USD 15,000 per month

Cash withdrawals from BM ATMs

Other Banks’ ATMs & POS inside Egypt

Maximum EGP10,000 per day – Maximum  5 times per day

Cash withdrawals from BM POS

Without a maximum limit per day

Cash withdrawals from ATMs & POS outside Egypt

USD 2000 per Month

 

 

Fees and Commissions

 

Card Issuance for the first year

EGP 30

Card Issuance for subsequent years

EGP 30 Annually

Card Issuance for additional cards for the first year and subsequent years

EGP 30

Replacement for Lost or Damaged Card

EGP 30

Password setup /Reset password

EGP 15

Card issued on day-to-day accounts

EGP 20 Annually

Cash Withdrawal using from BM ATM and BM POS networks

NA

Cash Withdrawal using ATM networks of other banks inside Egypt (via BM banks network)

EGP 6 per transaction

Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)

EGP 5 per transaction

Checking account balance at POS of other banks inside Egypt

EGP 10 + 0.33% (VISA+MASTERCARD)

Cash Withdrawal using ATM/POS networks of other banks outside Egypt

EGP 50 + 3% (VISA +MASTERCARD)

Checking account balance at BM ATM network

NA

Checking account balance using ATM network of other banks inside Egypt

EGP 1 per transaction

Checking account balance using ATM network of other banks outside Egypt

EGP 3 per transaction

Using cards abroad

3% of the transaction’s total value

Filing complaint against disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center)

EGP 50

Maximum number of debit cards per customer

No Limit