Tahya Misr debit Card

 

 

Benefits

  • Five year-card validity

  • The card is issued by opening a current account, a saving account or a day to day account

  • Used in cash withdrawals and purchases inside and outside Egypt

  • The card could be linked to maximum six multiple accounts (current - saving - certificates ....) in addition to the basic account

  • Card holder has the ability to transfer from one account to another through using BM ATMs

  • Checking card linked accounts through BM ATMs 24/7

  • Checking card linked accounts can be performed by subscribing to BM’s instant free service “Online Banking”, available on www.banquemisr.com.eg

  • Offers and discounts are being granted at commercial centers inside and outside Egypt through Visa explore application

 

 

 

Usage Limits

 

Purchase inside Egypt

No limit per day

Purchase outside Egypt

Equivalent to USD 15000 per month

Cash withdrawals from BM ATMs

Other Banks’ ATMs & POS inside Egypt

Maximum EGP10000 per day – Maximum 5 times per day

Cash withdrawals from BM POS

Without a maximum limit per day

Cash withdrawals from ATMs & POS outside Egypt

USD 2000 per Month

 

 

 

 

Fees and Commissions

 

Card Issuance for the first year

Exempted

Card Issuance for subsequent years

EGP 30 Annually divided as follows:

EGP 20 for Banque Misr

EGP 10 for Tahya Misr Fund

Card Issuance for additional cards for the first year and subsequent years

EGP 30 Annually divided as follows:

EGP 20 for Banque Misr

EGP 10 for Tahya Misr Fund

Replacement for Lost and Damaged Card

EGP 20 for the bank

Password setup /Reset password

EGP 10

Card issued on day-to-day accounts

EGP 30 Annually divided as follows:

EGP 20 for Banque Misr

EGP 10 for Tahya Misr Fund

Cash Withdrawal Commission using from BM ATM and BM POS networks

NA

Cash Withdrawal Commission using ATM networks of other banks inside Egypt (via BM banks network)

EGP 6 per transaction

Cash Withdrawal Commission using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)

EGP 5 per transaction

Fees for checking account balance at POS of other banks inside Egypt

EGP 10 + 0.33% (VISA+MASTERCARD)

Cash Withdrawal Commission using ATM/POS networks of other banks outside Egypt

EGP 50 + 3% (VISA +MASTERCARD)

Fees for checking account balance at BM ATM network

NA

Fees for checking account balance using ATM network of other banks inside Egypt

EGP 1 per transaction

Fees for checking account balance using ATM network of other banks outside Egypt

EGP 3 per transaction

Using cards abroad Commission

3% of the transaction’s total value

Fees for filing complaint against  customer disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center)

EGP 50

Donation to Tahya Misr Fund

1% of purchasing value to be donated to Tahya Misr Fund

Maximum number of debit cards for one customer

No Limit