VISA and MasterCard Debit Cards

 

 

 

Benefits

  • Five-year card validity

  • The card is issued by opening a current account, a saving account or a day to day account

  • Used in cash withdrawals and purchases inside and outside Egypt

  • The card could be linked to up to six additional accounts (current - saving - certificates ....) besides the basic account

  • Card holder has the ability to transfer from one account to another through BM ATMs

  • Checking account balances that are linked to the card through BM ATMs 24/7

  • Offers and discounts are being granted at commercial centers inside and outside Egypt through the following applications:-

    • For MasterCard: MasterCard buy 1 get 1 application

    • For Visa: Visa explore application

  • Checking account balances that are linked to the card through subscribing to BM’s free service “Online Banking”, available on www.banquemisr.com.eg

 


 

Usage Limits

 

 

Purchase inside Egypt

No limit per day

Purchase outside Egypt

Equivalent to  USD 15000 per month

Cash withdrawals from BM ATMs

Other Banks’ ATMs & POS inside Egypt

Maximum EGP10000 per day – Maximum 5 times per day

Cash withdrawals from BM POS inside Egypt

Without a maximum limit per day

Cash withdrawals from ATMs & POS outside Egypt

USD 2000 per Month

 

 

Fees and Commissions

 

Card Issuance for the first year

EGP 30

Card Issuance for subsequent years

EGP 30 Annually

Card Issuance for additional cards for the first year and subsequent years

EGP 30

Replacement of Lost or Damaged Card

EGP 30

Password setup /Reset password

EGP 15

Card issued on day-to-day accounts

EGP 20 Annually

Cash Withdrawal using from BM ATM and POS networks

NA

Cash Withdrawal using ATM networks of other banks inside Egypt (via BM banks network)

EGP 6 per transaction

Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)

EGP 5 per transaction

Checking account balance at POS of other banks inside Egypt

EGP 10 + 0.33% (VISA+MASTERCARD)

Cash Withdrawal using ATM/POS networks of other banks outside Egypt

EGP 50 + 3% (VISA +MASTERCARD)

Checking account balance at BM ATM network

NA

Checking account balance using ATM network of other banks inside Egypt

EGP 1 per transaction

Checking account balance using ATM network of other banks outside Egypt

EGP 3 per transaction

Using cards abroad

3% of total transaction’s value

Filing complaint against  customer disputed transactions that are not entitled to customer, whether through (fax - email - mail - call center)

EGP 50

Maximum number of debit cards for one customer

No Limit