World & World Elite Debit Card

 

 

Benefits

 

  • Five-year card validity

  • The card is issued by opening a current account, a saving account or a day-to-day accoun

  • Used in cash withdrawals and purchases inside and outside Egypt

  • The card could be linked to six multiple accounts maximum (current - saving - certificates) in addition to the basic account

  • The ability to issue additional cards

  • Free SMS Transaction Alerts

  • Access to over 900 LoungeKey ™  airport lounges across the globe, Kindly visit:

    • Also download LoungeKey™ application

  • Access to many insurance protection programs (Travel Insurance –Travel Health Insurance-Car Rental Insurance)

  • Allocating the following channels for customer service:

    • Dedicated channel for customer service center19888 for this particular segment of customers

    • Allocate 01011119888 to receive text messages from customers

    • Allocate e-mail bmvip@banquemisr.com to receive and respond to customer correspondences

  • Domestic and International Concierge services:

Service

Hotline

Entitled Card(s)

Domestic Concierge

+20235366076

World and World Elite

International Concierge 

+13123402532

World Elite

  • Benefit from MasterCard various offers and discounts for cardholders through the MasterCard for you application that is downloaded by customers on their mobile phones

  • For more information on card benefits please download the below applications:

    • MasterCard for you

    • MasterCard buy 1 get 1

  • A maximum value of EGP 500 refund on first World Elite Card transaction

  • Checking account balances that are linked to the card through subscribing to BM’s instant free service “Online Banking”, available on www.banquemisr.com.eg

  • Earn reward points through domestic and international spends, which can be redeemed through the following:

    • Travelling All Over the World (Airline Tickets- Hotels-Car Rent)

    • Electronic vouchers for purchases made at any of BM partner merchant outlets.

    • Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will be couriered to your registered address

    • Recharging Mobile Credit

To register and manage your points, please visit: www.bmrewardsclub.com or call 19888

 

 

 

Usage Limits

 

Item

World Elite

World

Purchase inside Egypt

No limit per day

Purchase outside Egypt

Equivalent to USD  40,000 per month

Equivalent to USD 25,000 per month

Cash withdrawals from BM ATMsOther Banks’ ATMs & POS inside Egypt

Maximum EGP 40000 per day – Maximum 10 times per day

Maximum EGP 20000 per day – Maximum 10 times per day

Cash withdrawals from BM POS inside Egypt

No limit per day

Cash withdrawals from ATMs & POS outside Egypt

USD 5000 per Month

USD 3500 per Month

 

 

 

 

Fees and Commissions

 

Item

World Elite

World

Card Issuance for the first year

Exempted

Exempted

Card Issuance for subsequent years

Second year issuance fees are exempted and a fee of  EGP 1100 Annually will be deducted starting from the third year

Second year issuance fees are exempted and a fee of  EGP 700 Annually will be deducted starting from the third year

Card Issuance for additional cards for the first year

Exempted

Exempted

Card Issuance for additional cards for subsequent years

Second year issuance fees are exempted and a renewal fee of  EGP 1100 Annually will be deducted starting from the third year

Second year issuance fees are exempted and a renewal fee of  EGP 700 Annually will be deducted starting from the third year

Replacement for lost or damaged Card

EGP 30

EGP 30

Password setup /Reset password

EGP 15

EGP 15

Cash Withdrawal from BM ATM and BM POS networks

NA

NA

Cash Withdrawal using ATM networks of other banks inside Egypt (via BM banks network)

EGP 6 per transaction

EGP 6 per transaction

Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)

EGP 5 per transaction

EGP 5 per transaction

Fees for checking account balance at POS of other banks inside Egypt

EGP 10 + 0.33% (VISA+MASTERCARD)

EGP 10 + 0.33% (VISA+MASTERCARD)

Cash Withdrawal using ATM/POS networks of other banks outside Egypt

EGP 50 + 3% (VISA +MASTERCARD)

EGP 50 + 3% (VISA +MASTERCARD)

Checking account balance at BM ATM network

NA

NA

Checking account balance using ATM network of other banks inside Egypt

EGP 1 per transaction

EGP 1 per transaction

Checking account balance using ATM network of other banks outside Egypt

EGP 3 per transaction

EGP 3 per transaction

Using cards abroad

3% of the transaction’s total value

3% of the transaction’s total value

Filing complaint against  disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center)

EGP 50

EGP 50

Maximum number of debit cards per customer

No Limit

No Limit