World & World Elite Debit Card

 

 

Benefits

 

  • Five-year card validity

  • The card is issued by opening a current account, a saving account or a day by day account

  • Used in cash withdrawals and purchases inside and outside Egypt

  • The card could be linked with maximum six multiple accounts maximum (current - saving - certificates) in addition to the Primary account

  • The ability to issue supplementary cards

  • Free SMS Transaction Alerts

  • Free access to over 900 LoungeKey ™  airport lounges across the globe, for more information about the VIP lounges please visit the below links for each card:

    • Also download LoungeKey™ application

  • Access to many insurance protection programs (Travel Insurance –Travel Health Insurance-Car Rental Insurance)

  • Allocating the following channels for customer service:

    • Dedicated channel for customer service center19888 for this particular segment of customers

    • Allocate 01011119888 to receive text messages from customers

    • Allocate e-mail bmvip@banquemisr.com to receive and respond to customer correspondences

  • Domestic and International Concierge services:

Service

Hotline

Entitled Card(s)

Domestic Concierge

+20235366076

World and World Elite

International Concierge 

+13123402532

World Elite

  • Benefit from MasterCard various offers and discounts for cardholders through the MasterCard for you application that is downloaded by customers on their mobile phones

  • For more information on card benefits please download the below applications:

    • MasterCard for you

    • MasterCard buy 1 get 1

  • A maximum value of EGP 500 refund on first World Elite Card transaction

  • Account balances inquiry that are linked to the card through subscribing to BM’s instant free service “Online Banking”, available on http://www.banquemisr.com/en

  • Earn reward points through domestic and international spends, which can be redeemed through the following:

    • Travelling All Over the World (Airline Tickets- Hotels-Car Rent)

    • Electronic vouchers for purchases made at any of BM partner merchant outlets.

    • Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will be couriered to your registered address

    • Recharging Mobile Credit

To register and manage your points, please visit: www.bmrewardsclub.com or call 19888

 

 

 

Usage Limits

 

Item

World Elite

World

Purchase inside Egypt

No limit per day

Purchase outside Egypt

Equivalent to USD  40,000 per month

Equivalent to USD 25,000 per month

Cash withdrawals from BM ATM Other Banks’ ATMs & POS inside Egypt

Maximum EGP 40000 per day – Maximum 10 times per day

Maximum EGP 20000 per day – Maximum 10 times per day

Cash withdrawals from BM POS inside Egypt

No limit per day

Cash withdrawals from ATMs & POS outside Egypt

USD 5000 per Month

USD 3500 per Month

 

 

 

 

Fees and Commissions

 

Item

World Elite

World

Card Issuance

Exempted

Exempted

Renewal

Second year issuance fees are exempted and a fee of  EGP 1100 Annually will be deducted starting from the third year

Second year issuance fees are exempted and a fee of  EGP 700 Annually will be deducted starting from the third year

Card Issuance for supplementary and renewal

Exempted

Exempted

Card Issuance for supplementary cards for subsequent years

Second year issuance fees are exempted and a renewal fee of  EGP 1100 Annually will be deducted starting from the third year

Second year issuance fees are exempted and a renewal fee of  EGP 700 Annually will be deducted starting from the third year

Replacement for lost or damaged Card

EGP 30

EGP 30

Password setup /Reset password

EGP 15

EGP 15

Cash Withdrawal from BM ATM and BM POS networks

Free

Free

Cash Withdrawal using ATM networks of other banks inside Egypt (via EBC network)

EGP 6 per transaction

EGP 6 per transaction

Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)

EGP 5 per transaction

EGP 5 per transaction

Cash withdrawal using POS of other banks inside Egypt

EGP 10 + 0.33% (VISA+MASTERCARD)

EGP 10 + 0.33% (VISA+MASTERCARD)

Cash Withdrawal using ATM/POS   of other banks outside Egypt

EGP 50 + 3% (VISA +MASTERCARD)

EGP 50 + 3% (VISA +MASTERCARD)

Balance inquiry at BM ATM network

Free

Free

Balance inquiry using ATM network of other banks inside Egypt

EGP 1 per transaction

EGP 1 per transaction

Balance inquiry using ATM network of other banks outside Egypt

EGP 3 per transaction

EGP 3 per transaction

Outside usage

3% of the transaction’s total value

3% of the transaction’s total value

Customer disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center)

EGP 50

EGP 50

Maximum number of debit cards per customer

No Limit

No Limit