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Medium Enterprises Credit Projects

Medium enterprises credit projects 

Financing SMEs (profitable)

 

1)  Financing small enterprises

a)  Recently established enterprises

The paid-up capital must be between EGP 50,000 and EGP 5 million for industrial enterprises and EGP 3 million for non-industrial enterprises.

 

b)  Existing enterprises

The bank finances small companies for all types of enterprises, whether individual, personal companies, or finance companies, in all industrial, commercial and service activities, provided that their sales are from EGP million to EGP 50 million, and according to the needs of each client, at a 5% interest rate (low, declining interest), in accordance with the Central Bank of Egypt’s initiative.

 

2)  Financing medium enterprises

a)  Recently established enterprises

The paid up capital must be more than EGP 5 million up to EGP 15 million for industrial enterprises, and between EGP 3 million and EGP 5 million for non-industrial enterprises.

 

b)  Existing enterprises

The bank finances small companies for all types of enterprises, whether individual, personal companies, or finance companies, in all industrial, commercial and service activities, provided that their sales are from EGP 50 million to less than EGP 200 million, according to the needs of each client.

 

  • We provide medium and long-term financing to medium-sized regulated companies working in the fields of industry and agriculture, in accordance with the Central Bank of Egypt’s initiative, with an interest rate of 7% to finance new machines, equipment, or production lines for a maximum period of 10 years and a maximum sum of EGP 40 million. Enterprises are required not to have received financing from any other bank, as well as financing the borrower’s working capital at an annual rate of return of 12%, including commission of the maximum outstanding balance.

Note: In contrast with other high-cost financing products, and if the conditions are not met, financing is provided on a case-by-case basis, in collaboration with the SME Financing team.