Investment Current Account:
The minimum amount required to open an account is 500 Egyptian Pounds, US Dollars, Pounds Sterling, Euro, 2000 Saudi riyals or 5000 French Francs
These Halal profits are distributed to investing clients according to the will of God
The investment account has the same advantages of current accounts on demand and a chequebook can be provided to the client.
 
Depositing and withdrawal can be easily made at any time.
Correspondence can be kept with the bank upon request of clients who wish to receive them from BANQUE MISR offices, to ensure complete privacy of their correspondence
 
Investment saving book:
The minimum amount required to open a savings book is 100 Egyptian Pounds, US Dollars, Pounds Sterling, Euro or 400 Saudi riyals
 
A savings book can be opened for under-age persons and discerning children. A mother can make deposits and can reserve the right to withdraw or deposit till the child comes of age
The return on investment is paid every 6 months on June 30 and December 31 of each year, in the same currency of the savings book and is exempted from taxes
Two draws are made by computer for investment saving accounts and investment current accounts in local and foreign currency every 3 months (on March 31, June 30, September 30 and December 31) with a minimum balance of LE 100 or equivalent in other currencies.
The first draw is made on saving accounts and investment deposits in local currency on four prizes with total fifty thousand Egyptian pounds
The second draw is made on saving accounts and investment deposits in foreign currency on three prizes with total fifty five thousand dollars..
The minimum amount required to enter the draw is one hundred dollars, seventy five euros, fifty sterlings, or equivalent to one hundred dollars in other currencies
Two draws are made on saving accounts and investment deposits in local currency to share in Haij (pilgrimage trip) and Umrah expenses
 
Certificates for Islamic Transaction:
The funds of such certificates are invested in Islamic projects according to Islamic Shariaa, with BANQUE MISR acting as an authorized agent of investors in determination of investment fields and return on investment rate
 
The client may obtain an interest free loan with his certificates as collateral
Certificates can be bought for others, whether they are adults or under-age
The clients of Current and Investment Accounts may keep their certificates in BANQUE MISR without any charges
 
The value of the certificate as well as the return on investment may be withdrawn from the Islamic Transactions branches or regular branches from which the certificates were bought Certificates can be bought from the branches and correspondents of BANQUE MISR abroad
Each 500 unit of LE or US$ is given a number, so that the return on investments of the client can be preserved in case of partial withdrawal. This applies to certificates include those with monthly return on investment
 
Certificates may be purchased by individual establishments, companies, authorities, organizations, etc. Non-Egyptians can also buy these certificates
 
 
Investment Activities:
 
Branches of BANQUE MISR for Islamic Transactions are financing all types of economic activities according to the rules of Islamic Shariaa, which were approved by the majority of Islamic scholars, such as the following:
 
 
Financing through Partnership:
Partnership means that two persons invest money for trading and divide the profit between themselves. They may not have equal shares in the amount of money, in trading or in profits. The money of one partner may be more than the other, one partner may be in charge of trading activities and the two partners may divide the profits equally or according to quota agreed between them. In case of loss, the amount to be borne by each partner shall be in the ratio of the capital of each one.
Profit Gaining Sale
Profit Gaining means buying a certain item with the specification determined by the client, based upon the client's promise to buy that item which is required by him at a profit with an agreed rate. The deferred price may be paid as one time payment or in installments, according to the client's resources.
 
 
General Banking Services:
Opening documentary credits of all types
Issuing Letters of Guarantee of all types
Collection of cheques, bills of exchange and other commercial documents in local and foreign currencies.

Issuing bankers cheques and certified cheques for the benefit of parties specified by clients
 
Share services of all types, including selling, buying, safe-keeping and collection of dividends coupons.
 
Renting safe boxes to clients and safe-keeping of valuables at BANQUE MISR's vaults
Foreign exchange activities, internal and external transfers, selling and collection of travelers' cheques in foreign currencies. .
 
Buying and selling of foreign currencies at the rates of the free banking market of foreign Representation of banks and similar financial organizations and correspondents' activitiesn currencies in relation to the Egyptian Pound
Issuing Visa cards and Mastercards to clients of Islamic branches.