• Current Accounts
• Saving Accounts
• Deposit
• Certificates

BANQUE MISR exclusively offers multi advantages savings pools suitable for all levels and categories in terms of duration and value. 

A) Common Advantages of saving pools.

B) Types of BANQUE MISR savings certificates in the Egyptian Pound: 

Three-year Savings Certificates with semi-annual revenue

• The certificate is nominal, with three year term and renewable. 
• The date of issuing the certificate is the end of the buying month. 
• Certificates are issued in the following denominations: L.E. 50-100-500-1000. 

• The buyer may not recover the value of certificate before the lapse of six months from the date of issuance. 
• In case of premature recovery, a recovery revenue shall be calculated according to the recovery rates governing thereof, deducting the excess amounts received by the client. 

Five-year savings certificates with annual revenue.

• The certificate is nominal with 5-year term, and renewable. 
• The date of issuing the certificate is the end of the buying month. 
• Certificates are issued in the following denominations: L.E. 1000-5000-10000.
• It is granted annual revenue.
• The buyer may not recover the value of certificate before the lapse of six months from the date of issuance. 
• In case of pre-mature recovery, a recovery revenue shall be calculated according to the rates governing thereof, deducting the recovery in excess amounts received by the client. 

Five-year savings certificates with monthly revenue.

• The certificate term is five years starting from the buying date. 
• The certificate is issued in the following denominations: L.E. 1200-6000-12000-120000. 
• The monthly revenue is calculated from the buying date. 
• The monthly revenue can be cashed from any of BANQUE MISR branches. 
• The value of the certificate may not be recovered except after 6 months from the issuing date. 
• The revenue rate determined by BANQUE MISR shall apply to the certificate, and BANQUE MISR reserves its right to change this rate according to the prevailing revenue rate. 

Seven-year Savings certificates with monthly revenue.

• The certificate term is seven years starting from the buying date. 
• The certificate is issued in the following denominations: L.E. 750-1500-3000-6000-15000-75000. 
• The monthly revenue starts to be calculated from the buying date. 
• The monthly revenue can be cashed from any Bank branch. 
• The client may withdraw the value of the Certificate after 6 months from its issuing date.

Two-Year savings certificates with variable revenue paid every three months.

• The certificate term is two years starting from the day following the buying date. 
• The certificate is issued in the following denominations: L.E. 1000-5000-10000-50000. 
• The certificate is nominal and its value and revenue can only be paid to its owner.
• The quarterly revenue can be cashed from any Bank branch. 
• The full value of the certificate can be recovered at any time only from the issuing branch. 
• The certificate is automatically renewed on its maturity date, unless otherwise indicated by the client. 
• The revenue rates determined by BANQUE MISR for each coupon shall be applicable to the certificate. And BANQUE MISR reserves its right to change the following coupons according to the decisions taken in this respect.