Current Accounts

• The account opening is free of charge and with a minimum balance of EGP 100
• Exemption from applicable periodical fees for the account within the first year and 50% of fees starting from the second year.
• Issuing a debit card for free and exemption of 50% of the renewal fees starting from the second year.
• The possibility to apply for the electronic collection services such as (QR code\POS\E-Commerce).
• Cheque books issuance to facilitate your banking transactions
• Convenient access to your account through the bank branches, in addition to our vast ATM network across Egypt 24/7
• You can inquire about your accounts and conducting many of your bank transactions for free through our following services:

1. Internet Banking service and BM online application 
2. Banque Misr Interactive voice response service (IVR) by calling the call center 19888

Terms and conditions for Al Mongez Current Account:

• The account is available for new Egyptian individual customers with minimum age of 21 years.
• Maximum daily, monthly transactions and account balance limits are applied on the account as following:

 
( In case of exceeding the maximum limits, the exceeded transactions will be rejected automatically)

The maximum daily and monthly limits are applied to total withdrawals, transfers or any debit transactions except for the transactions automatically executed by the system.

The account allows you to execute all your banking transactions with the above limits except for the following transactions: 

1. Standing instructions on the account
2. Swapping transactions debit/credit on Al Mongez account.
3. Loans, Murabaha and credit card transactions.

Whether you receive money transfers in Egyptian pound or various foreign currencies, Banque Misr has the appropriate account for you.

Banque Misr provides two types of Hewalty account in Egyptian pound and US Dollar to choose the suitable one according to your banking needs as follows:

Hewalty Account in EGP

A practical way to add incoming remittances / transfers from abroad in Egyptian pound and other foreign currencies (with the equivalent in EGP) to the account with the possibility of issuing a debit card on the account to avail cash withdrawals or purchases using the card, with the flexibility to withdraw money whenever you want, along with accessibility to the account via our electronic channels "Internet and Mobile Banking".

Hewalty Account in USD

A practical way to add incoming remittances / transfers from abroad in US Dollar to the account with the possibility of issuing a debit card on the account to avail cash withdrawal or purchases with the equivalent in Egyptian pound through ATMs, with the flexibility to withdraw money in USD from the branches whenever you want, along with accessibility to the account via our electronic channels "Internet and Mobile Banking".

Benefits of Hewalty Account:

• The account is available for individual customers with minimum age of 21 years.
• The account is available in Egyptian pound and US Dollar in all of the bank branches.
• The account opening is free of charge with no required minimum balance.
• Receiving incoming remittances and transfers with no maximum limit.
• Availability of issuing a debit card on both accounts in Egyptian pound and US dollar.
• Enjoy automatically exchange at a preferential rate for the incoming foreign currencies on Hewalty EGP account, with the possibility of withdrawing through ATMs using debit cards or from the branches in case of the amounts exceeding the maximum daily cash withdrawal from ATMs.
• Enjoy automatically exchange at a preferential rate for the incoming US dollar on Hewalty USD account in case of withdrawing through ATMs using the debit card as the withdrawal is available in local currency, with the possibility of withdrawing from the branches in US dollar.
•  Free registration for the internet banking service and BM mobile banking app which enables you to inquire about the account balance/ transfer from the account to other accounts within the bank whenever you want. 

*Terms and conditions apply.