Egyptain postal authority (Gold Credit)
Card Can be issued in kind
guarantee to customers of the Egypt Post through its branches
Card usage in both local
and international purchase transactions and cash withdrawals in addition to
payment in Egyptian pound.
The ability to use 100% of
the card credit limit in cash withdrawals.
Possibility of issuing a
number of supplementary cards.
The ability to use the card
over the internet.
Enjoy the longest grace
period up to 57 days.
Offers you the lowest
payment limit with 5% of the monthly usages.
Card transactions can be
paid through any of Banque Misr cash deposit ATMs.
Card transactions can be
paid at any of the BM branches available all over Egypt, and can be paid any
day all over the 24 hrs. at any of BM branches located in Airports and Hotels.
Offers you promotions and
discounts in the fanciest shopping centers inside and outside Egypt, which are
specified in the following application Visa Explore
Free SMS service after each
card transaction in addition to issuing a monthly transactions statement
showing the debit value and minimum payment limit as well as credit card
issuance or renewal.
Installment payment for
card purchase transactions and cash withdrawals up to 36 months with special
installments up to 6 or 12 months for purchases at many merchants Clickhere to view list of merchants
Earn reward points through
domestic and international spends, which can be redeemed through the following:
Travelling All Over the
World (Airline Tickets- Hotels-Car Rent)
Electronic vouchers for
purchases made at any of BM partner merchant outlets.
Attaining many special
products from BM partner merchant outlets through visiting BM Rewards Club
website, which will couriered to your registered address
Recharging Mobile Credit
Ability to redeem the value of the point to cash transfer to your credit card
To register and manage your points, please visit: www.bmrewardsclub.com or
Limit of Online Purchasing Inside Egypt
card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily
Limit of Online Purchasing Outside Egypt
card credit limits with Maximum 400000 EGP per Month with a limit of 5 times daily
Local purchase transactions
card credit limits
International purchase transactions
Local cash withdrawals (ATM)
EGP 20000 Daily:
EGP 10000 from BM ATMs
EGP 10000 from Other Banks' ATMs
P.O.S cash withdrawal from BM Branches
International cash withdrawals
Enjoy credit limit starting
from EGP 3000 up to less than EGP 25000
Fees and charges
Supplementary cards issuance and renewal
Free of charges with maximum 2 cards and EGP 100 for any
additional card exceeding the 2 supplementary cards
Reissuance of a replacement for lost or damaged
Cash withdrawals through BM ATMs and P.O.S and other banks’ machines
2% of the amount withdrawn with minimum EGP 15
Inquiry about the available balance via BM ATMs
Inquiry about the available balance via Other banks’ ATMs inside
EGP 1 per transaction
Inquiry about the available balance via ATMs outside Egypt
EGP 3 per transaction
Penalty for delay
Exceeding credit limit
Cash withdrawals outside Egypt
3% of the transaction’s value + EGP 50 per transaction
Transactions outside Egypt (cash withdrawals – purchases)
3% of the transaction’s value
Disputing on any transaction through (Fax, Email or Call Centre) and
it is proven that the customer is not entitled to dispute on such transaction
Printing certified transactions statement starting from the following
Requesting clearance letter, certificate of indebtedness or to whom
it may concern letter
Number of Months
Interest Rate on purchases
Interest Rate on cash withdrawal
1.7% per month on the basis of declining balance interest
2.17% per month on the basis of declining balance interest
In case the customer wishes to pay-on installment for a
processed transaction, then the following procedures shall be applied:
Cash withdrawal transaction is carried out through credit card
according to the card available balance.
During the performance of cash withdrawal transaction BM call
center will be contacted in order to request the installment of transaction.
Early repayment fees of 4% are applied in case the customer has
paid the value of his installment.
Cash withdrawal charges calculated on the customer’s credit card
and related to the amount requested to be paid-on installment will be