Egyptian Postal Authority (Platinum Card)
Benefits
Card Can be issued in kind guarantee to customers of the Egypt Post through its branches
Card usage in both
local and international purchase transactions and cash withdrawals in addition
to payment in Egyptian pound.
The flexibility to
use100% of the card credit limit in cash withdrawals.
Possibility of
issuing a number of supplementary cards.
The ability to use
the card over the internet
Enjoy the longest
grace period up to 57 days.
Offers you the
lowest payment limit with 5% of the monthly usages.
Card transactions
can be paid through any of Banque Misr cash deposit ATMs.
Card transactions
can be paid at any of the BM branches available all over Egypt, and can be paid
any day all over the 24 hrs. At any of BM branches located in Airports and
Hotels.
Promotions and
discounts in the fanciest shopping centers inside and outside Egypt. For more
details kindly download Visa Explore application.
Purchases
protection service; offered to Platinum Visa Cardholders to protect their
purchase against theft and damage for up to 365 days as of the date of
purchase. Access to VIP lounges in more than 25 Airports around the world, for
further information please visit:https://www.loungekey.com/visaplatinummena
Extended warranty
period; warranty period for all the purchases purchased with platinum visa
credit card extends up to one year maximum
Enjoy several
benefits and services during travelling including medical and legal services in
addition to other services all over the world
Free SMS service
after each card transaction in addition to issuing a monthly transactions
statement showing the debit value and minimum payment limit as well as credit
card issuance or renewal.
Installment payment
for card purchase transactions and cash withdrawals up to 36 months with
special interest rate.
Enjoy interest-free
installments up to 6 or 12 months for purchases at many merchants Click here to
view list of merchants
Earn reward points
through domestic and international spends ,which can be redeemed through the
following:
Travelling All Over the World (Airline Tickets- Hotels-Car
Rent)
Electronic vouchers for purchases made at any of BM partner
merchant outlets.
Attaining many special products from BM partner merchant outlets
through visiting BM Rewards Club website, which will couriered to your
registered address
Recharging Mobile Credit
Ability to redeem the value of the point to cash transfer to your credit card
To register and manage your points,
please visit: www.bmrewardsclub.com or
call 19888
Usage limits
|
Limit of
Online Purchasing Inside Egypt
|
Within the card credit limits with
Maximum 400000 EGP per Month with a
limit of 8 times daily
|
|
Limit of
Online Purchasing Outside Egypt
|
Within the card credit limits with
Maximum 400000 EGP per Month with a
limit of 5 times daily
|
|
Local purchase
transactions
|
Within the credit limits of the
card
|
|
International
purchase transactions
|
Within the credit limits of the
card
|
|
Local cash
withdrawals (ATM)
|
EGP 20000 daily:
EGP 10000 from BM ATMs
EGP 10000 from Other
Banks ATMs
|
|
P.O.S cash
withdrawal from BM Branches
|
Within the card credit limits
|
|
International
cash withdrawals
| Within the card credit limits
|
Credit Limit
- Enjoy credit limit starting from 25,000 EGP up to less than 300,000
EGP
Fees and charges
|
Issuance
|
EGP 300
|
|
Renewal
|
EGP 200
|
|
Supplementary cards issuance and renewal
|
Free of charges with
maximum 4 cards and EGP 100 for any additional card exceeding the 4
supplementary cards
|
|
Reissuance of a replacement
for lost/damaged cards
|
EGP 75
|
|
Cash withdrawals through BM ATMs and P.O.S and Other banks’
machines within Egypt
|
2% of the amount
withdrawn with minimum EGP 15
|
|
Inquiry about the available balance via BM ATMs
|
Free
|
|
Inquiry about the available balance via Other banks’ ATMs inside
Egypt
|
EGP 1 per
transation
|
|
Inquiry about the available balance via ATMs outside Egypt
|
EGP 3 per transation
|
|
Interest rate
|
2% monthly
|
|
Penalty for delay
|
EGP 50
|
|
Exceeding credit limit
|
EGP 30
|
|
Cash withdrawals outside Egypt
|
3% of the transaction’s
value + EGP 50 per transation
|
|
Transactions outside Egypt (cash withdrawals – purchases)
|
3% of the transaction’s
value
|
|
Disputing on any transaction through (Fax, Email or Call Centre)
where it is proven that the customer is not entitled to dispute on such
transaction
|
EGP 50
|
|
Printing certified transactions statement starting from the
following month
|
EGP 20
|
|
Requesting clearance letter, certificate of indebtedness or to
whom it may concern letter
|
EGP 50
|
Installment Services
|
Number of Months
|
Interest Rate on
purchases
|
Interest Rate on cash withdrawal
|
|
6/12/24/36 months
|
1.7% per month on the
basis of declining balance interest
|
2.17% per month on the
basis of declining balance interest
|
In case the
customer wishes to pay-on installment for a processed transaction, then the
following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit
card according to the card available balance
- During the performance of cash withdrawal transaction BM call
center will be contacted in order to request the installment of
transaction.
- Early repayment fees of 4% are applied in case the customer
has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit
card and related to the amount requested to be paid-on installment will be
refunded.
