Tahya Misr debit Card

 

 

Benefits

  • Five year-card validity

  • The card is issued by opening a current account, a saving account or a day by day account

  • Used in cash withdrawals and purchases inside and outside Egypt

  • The card could be linked with maximum six multiple accounts (current - saving - certificates ....) in addition to the primary account

  • Card holder has the ability to transfer from one account to another through using BM ATMs

  • Account balance inquiry through BM ATMs 24/7

  • Account balance inquiry that can be performed by subscribing to BM’s instant free service “Online Banking”, available on http://www.banquemisr.com/en

  • Offers and discounts are being granted at commercial centers inside and outside Egypt through Visa explore application

 

 

 

Usage Limits

Limit of Online Purchasing Inside Egypt

20000 EGP Daily With Maximum 5 times Daily

Limit of Online Purchasing Outside Egypt

750 Dollar Daily With Maximum 3 times Daily

Purchase inside Egypt

No limit per day

Purchase outside Egypt

Equivalent to USD 18000 per month

Cash withdrawals from BM ATMs

Other Banks ATMs & POS inside Egypt

Maximum EGP18000 per day – Maximum 5 times per day

Cash withdrawals from BM POS

Without a maximum limit per day

Cash withdrawals from ATMs & POS outside Egypt

USD 5000 per Month

 

 

Fees and Commissions

 

Card Issuance

Exempted

Renewal

EGP 30 Annually divided as follows:

EGP 20 for Banque Misr

EGP 10 for Tahya Misr Fund

Card Issuance for supplementary and renewal

EGP 30 Annually divided as follows:

EGP 20 for Banque Misr

EGP 10 for Tahya Misr Fund

Replacement for Lost and Damaged Card

EGP 20 for the bank

Password setup /Reset password

EGP 10

Card issued on day by day accounts

EGP 30 Annually divided as follows:

EGP 20 for Banque Misr

EGP 10 for Tahya Misr Fund

Cash Withdrawal from BM ATM and BM POS networks

Free

Cash Withdrawal Commission using ATM networks of other banks inside Egypt (via EBC network)

EGP 6 per transaction

Cash Withdrawal Commission using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)

EGP 5 per transaction

Cash withdrawal using POS of other banks inside Egypt

EGP 10 + 0.33% (VISA+MASTERCARD)

Cash Withdrawal using ATM/POS networks of other banks outside Egypt

EGP 50 + 3% (VISA +MASTERCARD)

Account balance inquiry at BM ATM network

Free

Account balance inquiry using ATM network of other banks inside Egypt

EGP 1 per transaction

Fees for checking account balance inquiry using ATM network of other banks outside Egypt

EGP 3 per transaction

Outside usage

3% of the transaction’s total value

Fees for filing complaint against  customer disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center)

EGP 50

Donation to Tahya Misr Fund

1% of purchasing value to be donated to Tahya Misr Fund

Maximum number of debit cards for one customer

No Limit