BM Visa Gold debit card





  • Five-year card validity

  • The card is issued by opening a current account, a saving account or a day by day account

  • Used in cash withdrawals and purchases inside and outside Egypt

  • The card could be linked with maximum six additional accounts (current - saving - certificates ....) besides the primary account

  • Card holder has the ability to transfer from one account to another through BM ATMs

  • Account balances inquiry that are linked to the card through BM ATMs 24/7

  • Offers and discounts are being granted at the best commercial centers inside and outside Egypt through Visa explore application

  • Checking account inquiry balances that are linked to the card through subscribing to BM’s free service “Online Banking”, available on

  • Earn reward points through domestic and international spends, which can be redeemed through the following:

    • Travelling All Over the World (Airline Tickets- Hotels-Car Rent)

    • Electronic vouchers for purchases made at any of BM partner merchant outlets.

    • Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will be couriered to your registered address

    • Recharging Mobile Credit

    • Ability to redeem the value of the point to cash transfer to your credit card

To register and manage your points, please visit: or call 19888



Usage Limits


Limit of Online Purchasing Inside Egypt

400,000 EGPMonthly with Maximum 8 times Daily

Limit of Online Purchasing Outside Egypt

400,000 EGP Monthly with Maximum 8 times Daily

Purchase inside Egypt

No limit per day

Purchase outside Egypt

Equivalent to  USD 18000 per Month

Cash withdrawals from BM ATMs

Other Banks’ ATMs & POS inside Egypt

Maximum EGP 18000 per day ​​- Maximum 5 times per day 

Cash withdrawals from BM POS inside Egypt

Without a maximum limit per day

Cash withdrawals from ATMs & POS outside Egypt

USD 5000 per Month




Fees and Commissions


Card Issuance

EGP 40


EGP 40 Annually

Card Issuance for supplementary and renewal

EGP 40

Replacement of Lost or Damaged Card

EGP 40

Password setup /Reset password

EGP 15

Card issued on day by day accounts

EGP 20 Annually

Cash Withdrawal using from BM ATM and POS networks


Cash Withdrawal using ATM networks of other banks inside Egypt (via EBC network)


Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network)


Cash withdrawl using POS of other banks inside Egypt


Cash Withdrawal using ATM/POS networks of other banks outside Egypt


Account balance inquiry at BM ATM network


account balance inquiry using ATM network of other banks inside Egypt

EGP 2 per transaction

Account balance  inquiry using ATM network of other banks outside Egypt

EGP 3 per transaction

Outside usage

3% of total value

Filing complaint against  customer disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center)

EGP 50

Maximum number of debit cards for one customer

No Limit