Asatha Card




  • Card can be issued with inkind warranty or personal guarantee.
  • Card can be issued with assets or cash guarantees.
  • Card is usable for local and international transactions and repayment is in Egyptian pounds.
  • Multiple supplementary cards can be issued.
  • Card can be used for online transactions.
  • Long grace period at up to 57 days
  • Card debit can be repaid through any Banque Misr cash deposit ATMs.
  • Card transactions can be paid at any Banque Misr branch across Egypt, every day 24 hours a day at Banque Misr branches located at airports and hotels.
  • Promotions and discounts at luxury shopping centers in Egypt and abroad, as specified in the MasterCard Buy 1 Get 1 application
  • Free SMS service after each card transaction in addition and a free monthly statement outlining all debit transactions and payments due on the card, as well as issuance and renewal fees.
  • Installment payment for card purchases over up to 36 months with a special interest rate according to the customer's choice.


Usage limits


Local and international purchases

Within credit card limit


Credit Limit


  • Credit limit starting from EGP 1,000 up to EGP 150,000


Fees and charges



EGP 150


EGP 75

Supplementary cards issuance  and renewal

EGP 50

Replacement of lost/damaged cards

EGP 75

Balance inquiry via Banque Misr ATMs


Balance inquiry via other ATMs inside Egypt

EGP 1 per transaction

Balance inquiry via ATMs outside Egypt

EGP 3 per transaction

Interest rate

1.7% monthly

Late fee

EGP 50

Exceeding credit limit fee

EGP 30

Transactions outside Egypt (purchases)

3% of transaction value

Penalty for unjustified disputes over transactions (via fax, email, post, call center)

EGP 50

Printed certified transaction statement, starting from the following month

EGP 20

Requesting clearance letter, certificate of indebtedness or to whom it may concern letter

EGP 50