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Platinum Visa - Master Credit Card

 
    VISA Platinum Credit Card Benefits
  • Internet banking
  • Use your Visa Card and get a 11% discount on Gettransfer.com
  • Purchases protection service; offered to Platinum Visa Cardholders to protect their purchase against theft and damage for up to 365 days as of the date of purchase.
  • Access to VIP lounges in more than 25 Airports around the world, for further information please visit: https://www.loungekey.com/visaplatinummena
  • Extended warranty period; warranty period for all the purchases purchased with platinum visa credit card extends up to one year maximum
  • Enjoy several benefits and services during travelling including medical and legal services in addition to other services all over the world
  • Free SMS service after each card transaction.

  • Purchasing using Contactless technology to make your shopping safe, fast and easy
  • International usage available after 6 month for credit card that has been issued since 20 Dec 2023 
     


  • Automatic Enrollment in BM Rewards and enjoy special rewards and offers
  • Earn 2 points for every EGP spent on domestic spend
  • You can easily redeem your points with:
    • Electronic vouchers to use at any of our BM partner merchant outlets.
    • Cash back to your credit Card

  

Usage limits

 

Limit

Details

Limit of Online Purchasing Inside Egypt

Within the card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily

Limit of Online Purchasing Outside Egypt

(In case the customer has informed the bank of the travel)

(within the monthly purchase limit outside Egypt)

22,500 EGP Monthly

Contactless purchase limit without pin inside Egypt

600 EGP per transaction with maximum 15 consecutive transaction

Contactless purchase limit without pin outside Egypt

Equivalent to 1500 EGP per transaction with maximum 15 consecutive Transaction

Local purchase transactions

Within the credit limits of the card

International purchase transactions 

(In case the customer has informed the bank of the travel)

50,000 EGP Monthly

 International monthly purchase limit 

(in case the customer hasn’t informed the bank of the travel)

25,000 EGP monthly  

Local cash withdrawals (ATM)

EGP 30000 Daily:

EGP 26000 from BM ATMs

EGP 4000 from Other Banks' ATMs

P.O.S cash withdrawal from BM Branches

with max limit 250000 Daily

International cash withdrawals 

(In case the customer has informed the bank of the travel)

3000 EGP Monthly

 

Credit Limit

  • Enjoy credit limit starting from 25000 EGP up to less than 100000 EGP

 

 

Fees and charges

Fees and charges

Details

Issuance

EGP 500

Renewal

EGP 500

Supplementary cards issuance and renewal

EGP 300

Reissuance of replacement for lost/damaged cards

EGP250

Cash withdrawals through BM ATMs and P.O.S and Other banks’ machines within Egypt

2% of the amount withdrawn with minimumEGP15

Inquiry about the available balance via BM ATMs

Free

Inquiry about the available balance via Other banks’ ATMs inside Egypt

EGP1 per transaction

Inquiry about the available balance via ATMs outside Egypt

EGP 3 per transaction

Interest rate

4% monthly

Penalty for delay

EGP 75

Exceeding credit limit

EGP 75

Cash withdrawals outside Egypt

3% of the transaction’s value + EGP 50 per transaction

Transactions outside Egypt (cash withdrawals – purchases)

10% of the transaction’s value

Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction

EGP 50

Printing certified transactions statement starting from the following month

EGP 20

Requesting clearance letter, certificate of indebtedness or to whom it may concern letter

EGP 50

 


Installment Services

Number of Months

Interest Rate on purchases

Interest Rate on cash withdrawal

6/12/24/36 months

3% per month on the basis of declining balance interest

3.5% per month on the basis of declining balance interest

 

 

In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:

  1. Cash withdrawal transaction is carried out through credit card according to the card available balance
  2. During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
  3. Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
  4. Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.

 

 

 

MasterCard Platinum Credit Card

 

Benefits

  • Internet banking
  • Access to VIP Lounges in up to 25 International Airports contracted with MasterCard by downloading the Mastercard travel pass application

     

  • promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
  • Use your Platinum Mastercard on Careem App across the Middle East to save 20% on 3 rides every month using Promo Code”MASTERCARD”
  • Protecting Platinum MasterCard purchases against theft and damage for up to 180 days as of the date of purchase (the date proved within the purchase bill).
  • Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out.
  • Free SMS service after each card transaction.
  • International usage available after 6 month for credit card that has been issued since 20 Dec 2023 

 

  • Purchasing using Contactless technology to make your shopping safe, fast and easy
  • Automatic Enrollment in BM Rewards and enjoy special rewards and offers

  • Earn 2 points for every EGP spent on domestic spend
  • You can easily redeem your points with:
  • Electronic vouchers to use at any of our BM partner merchant outlets.

Cash back to your credit Card

 

 

 

Usage limits 

Limit

Details

Limit of Online Purchasing Inside Egypt

Within the card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily

Limit of Online Purchasing Outside Egypt

(In case the customer has informed the bank of the travel)

(within the monthly purchase limit outside Egypt)

22,500 EGP Monthly

Contactless purchase limit without pin inside Egypt

600 EGP per transaction with maximum 15 consecutive transaction

Contactless purchase limit without pin outside Egypt

Equivalent to 1500 EGP per transaction with maximum 15 consecutive Transaction

Local purchase transactions

Within the credit limits of the card

International purchase transactions 

(In case the customer has informed the bank of the travel)

50,000 EGP monthly 

 International monthly purchase limit 

(in case the customer hasn’t informed the bank of the travel)

 

 25,000 EGP monthly

Local cash withdrawals (ATM)

EGP 20000 Daily:

EGP 16000 from BM ATMs

EGP 4000 from Other Banks' ATMs

P.O.S cash withdrawal from BM Branches

with Mix. limit EGP 150000 daily 

International cash withdrawals 

(In case the customer has informed the bank of the travel)

3000 EGP monthly

Credit Limit

  • Enjoy credit limit starting from EGP 25000 up to less than EGP 100000


  • Fees and charges

    Fees and charges

    Details

    Issuance

    EGP500

    Renewal

    EGP500

    Supplementary cards issuance and renewal

    EGP300

    Reissuance of the replacement of lost /damaged cards

    EGP250

    Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt

    2% of the amount withdrawn with minimum EGP 15

    Inquiry about the available balance via BM ATMs

    Free

    Inquiry about the available balance via Other banks’ ATMs inside Egypt

    EGP 1 per transaction

    Inquiry about the available balance via ATMs outside Egypt

    EGP 3 per transaction

    Interest rate

    4% monthly

    Penalty for delay

    EGP75

    Exceeding credit limit

    EGP75

    Cash withdrawals outside Egypt

    3% of the transaction’s value + EGP50 per transaction

    Transactions outside Egypt (cash withdrawals – purchases)

    10% of the transaction’s value

    Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction

    EGP50

    Printing certified transactions statement starting from the following month

    EGP20

    Requesting clearance letter, certificate of indebtedness or to whom it may concern letter

    EGP50

     

    Installment Services

    Number of Months

    Interest Rate on purchases

    Interest Rate on cash withdrawal

    6/12/24/36 months

    3% per month on the basis of declining balance interest

    3.5% per month on the basis of declining balance interest

     

    In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:

     

    1. Cash withdrawal transaction is carried out through credit card according to the card available balance
    2. During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
    3. Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
    4. Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.

     

    To Apply for a card, kindly click here

    Credit Cards

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