For a limited time, Banque Misr is offering customers who purchase or renew the 3-year fixed-return “Al Qema” certificate 1.5% of the certificate’s value as loyalty points granted upfront. These points can be redeemed as cashback in accordance with the governing terms and conditions through the rewards program, allowing customers to benefit from their value across a wide network of merchants. The offer is available starting March 24, 2026.

“Al Qema” savings certificate offers a fixed annual return of 16%, paid monthly, and is considered one of the bank’s distinguished savings products.

The certificate is available in denominations starting from EGP 1,000 and its multiples, and is offered to individual customers. The certificate tenor begins on the business day following the purchase date. Customers can purchase the certificate via internet and mobile banking (BM Online), Banque Misr ATMs, or across the bank’s branch network, which exceeds 900 branches and banking units nationwide.

Loans may also be granted against the certificate, and credit cards can be issued secured by it. Redemption is permitted after 6 months, in accordance with the governing terms and conditions.

Banque Misr remains committed to continuously developing its savings products and providing innovative banking services that meet customers’ aspirations and evolving financial needs, enhancing the overall customer experience and supporting financial inclusion.