In its ongoing efforts to provide savings products that meet the needs of various segments of society, Banque Misr has modified the annual interest rate on the three-year "Al Qema" certificate with a fixed return, increasing it to 17.25% with a monthly payout, instead of the previous 16%. This change will take effect starting Wednesday April 22nd 2026.
Customers can purchase or renew the "Al Qema" certificate through the bank's various electronic channels, including the Banque Misr Online internet and mobile banking (BM Online), as well as the bank’s ATMs located throughout the country. Additionally, the bank's extensive network of branches, nearly 900 branches and banking units, is available for ease of access.
The certificate's denominations start at 1,000 Egyptian pounds and its multiples, and is issued to individual customers. The certificate's term begins on the next working day following the purchase date. The bank offers to certificate holders a range of credit benefits, such as the ability to loan against the certificate, and credit cards can be issued secured by it, with the option to redeem the certificate's value six months after the date of issuance in accordance with the governing terms and conditions.
Banque Misr is always responsive in developing its savings products to meet customer needs and keep pace with changes in the banking market. The bank also strives to enhance the excellence of its services, maintain long-term success, and actively contribute to offering services that meet the desires of its customers, reflecting its ongoing commitment to supporting sustainable development efforts and achieving prosperity for the Egyptian economy.
